If you’re looking for mortgage brokers in Ipswich or it’s surrounding areas, The Mortgage Centres have been helping people with their mortgages for over 20 years. We take great pride in offering a well-informed and local service through our extensive network of regional branches.
Mortgage Broker Ipswich
Independent, whole-of-market mortgage advice for Ipswich and the surrounding area, from our Needham Market office.
See how much you could borrow, only takes a few minutes, NO CREDIT CHECKS!
5
429 Reviews
Independent mortgage advice for Ipswich
Ipswich is one of the most active property markets in East Anglia, and one of the most varied. A Victorian terrace off Norwich Road, a new build on the northern fringes and a waterfront apartment near the Wet Dock all present very different lending questions. Getting the right mortgage in Ipswich means understanding both the market and the lender appetite behind it.
We are an independent, whole-of-market brokerage. That means we are not tied to any single lender and we are paid to find you the right mortgage rather than to sell you a particular product. We have arranged mortgages for more than 50,000 customers since we opened in 1997.
Where we are
Our nearest office to Ipswich is on the High Street in Needham Market, around nine miles north of the town centre and about fifteen minutes’ drive up the A14. We also have offices in Stowmarket, Woodbridge, Sudbury, Bury St Edmunds and Colchester, so wherever you are around Ipswich there is an adviser nearby.
If getting to us is difficult, we come to you. Our advisers hold appointments at home, at your workplace, by video call or by phone, including outside normal office hours. A large share of our Ipswich clients never visit an office at all, and the advice is identical either way.
How we help Ipswich buyers and homeowners
First-time buyers. Ipswich remains one of the more accessible places to buy in the South East relative to earnings, but affordability is still the binding constraint for most first purchases. We work out what you can genuinely borrow, which lenders will treat your income most generously, and how to make an offer that a seller takes seriously.
Home movers and remortgages. If you are coming off a fixed rate, we will review the whole market rather than just your existing lender’s retention offers, and we will tell you honestly when staying put is the better answer.
Self-employed and contractors. Ipswich has a large self-employed population across construction, logistics and professional services. One year of accounts, retained company profits, CIS deductions, day rates and zero-hours income are all workable with the right lender. They are not workable with all of them.
Buy-to-let and portfolio landlords. Ipswich yields compare well against most of the South East, which is why the town attracts a steady flow of landlords. We handle limited company purchases, HMOs, multi-unit blocks and portfolio remortgages.
Adverse credit. A default, a CCJ, a missed payment, an IVA, a debt management plan or a past bankruptcy does not rule out a mortgage. It changes which lenders will look at you and on what terms. This is one of the areas we specialise in most deeply.
Later life and equity release. We have a dedicated equity release specialist for lifetime mortgages, home reversion and later life lending.
How can we help?
Mortgages made just for you
Your perfect mortgage journey starts here. We tailor solutions for every need, from first homes to investments, with expert, trusted advice and no credit checks to get started.
Tools made just for you
Understand your mortgage options in minutes! Our suite of free calculators helps you estimate affordability and payments, completely impact-free for your credit.
Protecting what matters most
Secure your future and possessions with tailored insurance for your home and family. We find policies that protect what matters most, giving you peace of mind.
Know your borrowing power
Discover what you can truly afford. Our straightforward tools and expert guidance help you understand your borrowing power without impacting your credit score.
Reliable lending, tailored for you
Need a financial boost or a helping hand? We connect you with reliable loan options tailored to your situation, ensuring you get the finance you need to move forward.
Working with us
The first conversation costs nothing and commits you to nothing. We will tell you what you can borrow, what it will cost, what documents you will need and what the realistic timescale looks like. If we do not think we can improve on what you already have, we will say so.
Your adviser stays with you from that first conversation through to completion, and they are contactable directly rather than through a call centre. You can see every location on our branches page.
Where to find us
The Mortgage Centres
22-24 High Street, Needham Market, Suffolk, IP6 8AP
Serving Ipswich and the surrounding area
01449 721 216 | 0330 094 5876
Monday to Friday, 9am to 5pm
Ready to talk? Call 01449 721 216, or request a callback and we will come back to you within 24 hours.
Phil Scott
Director
Clare Smith
Administrator
David Marcer
Mortgage Advisor
Edward Griss
Mortgage Advisor
Jessie Reynolds
Mortgage Administrator
Mark Gardiner
Mortgage Advisor
Niki Batley
Administrator
Rachel Woodward
Mortgage Advisor
Rebecca Downie
Mortgage Advisor
John Pollard
Mortgage Advisor
James Rice
Mortgage Advisor
Jordan Gardiner
Mortgage Advisor
Connect with us
Mortgage brokers in Ipswich
Advice you can really trust. Finding the right mortgage can be overwhelming, but The Mortgage Centres team is here to help. We offer tailored solutions for first-time buyers, remortgages, and investors, guiding you every step of the way.
Let's talk
Our team will aim to get back to you within 24 hours.
"*" indicates required fields