Loans | A relieved and confident Black woman in her 30s strides forward on a cobblestone street in London on a sunny spring morning, wearing a tailored navy blazer, a white blouse, dark jeans, and ankle boots, her hair is styled in a short bob.

Loans you can rely on

When your life needs a kick-start or a helping hand, we can help you obtain the finance to keep things moving.

Get in touch for a free initial, no-obligation discussion about your situation.

What do you need?

For the last 20 years, we’ve been helping all sorts of people from all walks of life find the finance they need. Whether it’s for a business investment, home improvement, or to consolidate other debts, you can turn things around for the better. It’s important to take a close look at your situation, what you need, when you need it, and what plans you will have for the future. We’ll walk you through every stage of the process and work with you on the application, to make sure you get a positive outcome and a plan that won’t break your back.

Lady reviewing loans on her laptop with green plants all around.
Lady reviewing loans on her laptop with green plants all around.

Loan options

We can offer you a number of loan options to help with your specific requirements. Every day, we see how products and interest rates are changing, and how new deals or incentives can work to help people’s individual circumstances.

Woman reviews secured loans in the park.

Secured loans

If you have assets to secure your loan against, then a secured loan could be the quickest and easiest solution to get the money you need.

Cars in the British summertime.

Bridging loans

Bridging is a short-term finance solution that can help you to either purchase or refinance a property while waiting for long-term funding to come through.

Excellent

4.98 based on 937 reviews

Brogan Jardine

Verified user

Jordan was fabulous and very informative, very quick process to move into my new home

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United Kingdom, 3 days ago

Mamita Gurung

Verified user

⭐⭐⭐⭐⭐ Outstanding service from start to finish! I cannot recommend Mark Gardiner highly enough as a mortgage advisor. From our very first conversation, he took the time to fully understand my financial situation, goals, and concerns, and explained every step of the process in clear, simple terms—no confusing jargon at all. Mark went above and beyond to find the best possible mortgage deal tailored exactly to my needs, comparing options thoroughly and always keeping me updated with regular progress reports. He was incredibly responsive, patient, and proactive throughout, anticipating potential issues and resolving them quickly to keep everything on track. Thanks to his expertise, attention to detail, and genuine commitment to getting the best outcome for me, what could have been a stressful process felt smooth and straightforward. I felt completely confident and well-supported at every stage. If you’re looking for a knowledgeable, trustworthy, and dedicated mortgage advisor, Mark is the person to choose. I would not hesitate to use his services again or recommend him to friends and family.I will definitely use him in the future too. Great work

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United Kingdom, 2 weeks ago

Lisa-Marie Davis

Verified user

We were recently supported by John during our house sale and onward purchase. Everything was effortless and we were kept informed in a timely manner. John also supported us with updating our life insurance and even with some complications and delays John was committed to finding us the best deal and ensuring we had everything covered that we needed.

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United Kingdom, 2 weeks ago

Taranjeet Minhas

Verified user

I have been using Needham Mortgage centre for the last 15 years and have always received a brilliant and unbiased professional service. Recently introduced them to a work colleague who is a first time buyer and I tell you what, they havent let me down. Will highly recommed them anyone and everyone, all day & everyday!

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United Kingdom, 2 weeks ago

Lauren Bell

Verified user

John was absolutely amazing throughout what turned into quite a lengthy process. He was incredibly patient, kept in regular contact, and made sure we were fully informed every step of the way. His communication and support made a huge difference, and we’re really grateful for everything he did for us.

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United Kingdom, 2 weeks ago

Anonymous

Verified user

John and Niki were extremely helpful in arranging our recent re-mortgage. We were able to get a good fixed rate for the next five years. Any questions were answered promptly. I couldn't recommend Mortgage Centre highly enough.

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United Kingdom, 2 weeks ago

Rory Gooding

Verified user

I couldn't recommend Needham Mortgage Centre highly enough. From the start to the end of buying our first home, Jordan provided us with clear guidance and exceptionally prompt responses to any queries we had. For what we expected to be a stressful and confusing part of buying our first house, the Needham Mortgage Centre couldn't have done any more to make it understandable and stress-free.

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United Kingdom, 2 weeks ago

Heidi Jennings

Verified user

Mark provided friends and top tier service, he found us a mortgage that worked really well for us, and talked us through all the options so we could make informed decisions. He supported us throughout the entire process with getting our mortgage in principle when looking to buy, right up until completion, we look forward to returning to his service when our mortgage needs renewing. He also put us in touch with other members of the team who helped us with all the different types of insurances, which made the process of buying as a first time buyer so smooth. Thank you for all your support Mark and the rest of the team.

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United Kingdom, 2 weeks ago

Jordan Hamlin

Verified user

We as first time buyers was worried with the the mortgage process but we had Jordan Gardiner who was brilliant finding us the best deals. He is very knowledgeable and professional explaining everything very efficiently and always replying very quickly if we had any questions at all. He had made the process totally stress free. I would 100% recommend Needham Mortgage Centre to anyone looking to remortgage or are trying to get on the property ladder.

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United Kingdom, 2 weeks ago

Charlotte Gardiner

Verified user

Needham Mortgage centre has been incredible throughout our last two moves. They have provided us with excellent advice and support. They kept us updated and chased others where needed. Excellent service.

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United Kingdom, 2 weeks ago

Brokers you can trust

Whether you need quick access to funds or a flexible short-term finance option, The Mortgage Centres are here to help. We offer expert advice on Secured and Bridging Loans, helping you unlock the value in your property to move forward with confidence.

Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service

Let's talk

Our team will aim to get back to you within 24 hours.

0330 0945876 local rate.
[email protected]

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