A couple discussing their mortgage options with a mortgage broker

Clear mortgage advice. Confident decisions.

Moving house, remortgaging or buying your first property? Our expert mortgage brokers can help you find your ideal mortgage, wherever you may live in the UK.

Mortgage brokers you can really trust

Finding the right mortgage can be overwhelming, but The Mortgage Centres team of expert mortgage brokers is here to help. We offer tailored solutions for those with bad credit, skilled workers, first-time buyers, remortgages, and investors, guiding you every step of the way.

Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service
A woman talks about her options with a bad credit specialist mortgage broker

Bad credit mortgages

It’s possible to get a mortgage even with bad credit. Our expert mortgage brokers specialise in adverse credit mortgages, offering tailored solutions for your unique situation. Explore your options today!

A woman talks about her options with a bad credit specialist mortgage broker View all mortgages
Woman gleeful about her self employed mortgage deal whilst reviewing terms on his tablet.

Self-employed mortgages

Unlock your homeownership dreams! We help sole traders, contractors, and directors secure the best deals. Your unique income is our expertise. Get tailored advice today.

Woman gleeful about her self employed mortgage deal whilst reviewing terms on his tablet. View all mortgages
Man gleeful about his buy to let mortgage deal whilst reviewing terms on his tablet.

Buy-to-let mortgages

Investing in property? Our expert mortgage brokers specialise in Buy-to-Let mortgages. We’ll help you navigate complex criteria, secure competitive rates, and help you grow your portfolio!

Man gleeful about his buy to let mortgage deal whilst reviewing terms on his tablet. View all mortgages
Tier 2 visa mortgage awarded to woman with keys to new home in her hand.

Skilled worker mortgages

On a Skilled Worker Visa? Getting a mortgage in the UK is possible! Our specialists help visa holders navigate lender criteria, secure competitive rates, and achieve homeownership!

Tier 2 visa mortgage awarded to woman with keys to new home in her hand. View all mortgages
Couple happy about figures from mortgage affordability calculator on laptop.

Mortgage affordability

Understanding what you can afford to pay out each month is a huge part of lender’s decision making on whether they will lend to you or not. Read our comprehensive guides, and if you get stuck, let’s talk.

Couple happy about figures from mortgage affordability calculator on laptop. View all mortgages

Excellent

4.98 based on 927 reviews

Elizabeth Twyman

Verified user

We have used Mark from Needam morgage centre for the purchase of our home a few years ago and now to remortgage. He is an expert in his field and knows everything there is to know. Would never use anyone else. Highly recommend.

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United Kingdom, 3 hours ago

Pauline Deary

Verified user

After contacting Needham Mortgage Centre I was put in touch with Mark who took all the required details to get my mortgage. He acted fast and professional. He got a solicitor on board within a week, Arranged a surveyor very quickly. Overall he did a great job , fast, efficient, all sorts with a mortgage within a few month. Couldn’t thank Mark enough, worked his magic. Would highly recommend Mark at Needham Mortgage Centre.

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United Kingdom, 17 hours ago

Anonymous

Verified user

We would highly recommend The Mortgage centres. Whenever we have needed advice whoever we have dealt with has always given us the time we have needed, and helped, supported us to get the best deal. No matter how many phone calls or emails we have sent, or when we need something explaining multiple times we have never felt like we are a burden, we have always felt valued and our custom appreciated.

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United Kingdom, 18 hours ago

Toni Heath

Verified user

We have always used the mortgage centre, they are brilliant at what they do, clear precise information.

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United Kingdom, 19 hours ago

Sarah Rattu

Verified user

Jordan was superb, he helped one very way he could. Timely, concise friendly and overall fantastic. Wouldn’t go anywhere else for our next mortgage.

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United Kingdom, 20 hours ago

John Stabler

Verified user

I recently applied for a mortgage through Needham mortgage centre. I had previously had issues with my credit score and was really apprehensive about things. The advisor Jordan was fantastic. His positive attitude and patience along with his assuring manners put me at ease right through to my mortgage offer and subsequent purchase. I couldn't be more appreciative of what service I received.

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United Kingdom, 20 hours ago

Anonymous

Verified user

Mark Gardiner was my mortgage adviser or broker I have used him twice to secure two mortgages he is very helpful, kind, supportive and professional too I will use your service again and I would recommend you too. Thank you for your help

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United Kingdom, 21 hours ago

Nicola Russell

Verified user

I have used the Mortgage Centre, three times now and have found the experience a really positive and helpful one where I am guided to a product that is right for me and my situation. I have recommended the team to several local people and will continue to do so.

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United Kingdom, 22 hours ago

Lillie Stone

Verified user

These guys have done me 2 x mortgages now and really recommend them.

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United Kingdom, 22 hours ago

Anonymous

Verified user

These guys are pretty bang on it. Very helpful and cost effective

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United Kingdom, 22 hours ago

Smart solutions with a personal touch

It’s true, we offer a friendly, personal touch – but that’s just a bonus. You should choose us because we’ll find the perfect mortgage to fit your needs, setting you up for a stable and comfortable future in your home.

Read more about us

Couple with dog, visibly happy about smart mortgage solutions.
Couple with dog, visibly happy about smart mortgage solutions.

The benefits of using a mortgage broker

Navigating the mortgage market can be tricky. Here’s how a dedicated mortgage broker can simplify the process and secure the best outcome for you:

Two people engaged in conversation about the best mortgage advice.

Only the best advice, no strings attached

Unlimited brokers aren’t tied to any banks or building societies. Therefore, they will give you an honest opinion based on what they know about you.

Elderly woman finds out over the phone that she has access to thousands of potential deals.

Access to thousands of potential deals

As whole-of-market brokers, we’re not tied to any lenders, giving us access to thousands of products and exclusive, unadvertised deals.

Man happy after learning that his mortgage broker will save him time.

Saving you time to focus on moving

Researching your options can be time-consuming, Let a broker handle it for you, so you can skip the hassle and get moving faster.

Couple know the best people.

We know the best people for the job

When it comes to specialist mortgages, like bad credit loans, we’ve got the experts on hand who know exactly how to help.

Let's talk

Our team will aim to get back to you within 24 hours.

0330 0945876 Standard network rate
[email protected]

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