A couple discussing their mortgage options with a mortgage broker

Clear mortgage advice. Confident decisions.

Moving house, remortgaging or buying your first property? Our expert mortgage brokers can help you find your ideal mortgage, wherever you may live in the UK.

Mortgage brokers you can really trust

Finding the right mortgage can be overwhelming, but The Mortgage Centres team of expert mortgage brokers is here to help. We offer tailored solutions for those with bad credit, skilled workers, first-time buyers, remortgages, and investors, guiding you every step of the way.

Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service
A woman talks about her options with a bad credit specialist mortgage broker

Bad credit mortgages

It’s possible to get a mortgage even with bad credit. Our expert mortgage brokers specialise in adverse credit mortgages, offering tailored solutions for your unique situation. Explore your options today!

A woman talks about her options with a bad credit specialist mortgage broker View all mortgages
Woman gleeful about her self employed mortgage deal whilst reviewing terms on his tablet.

Self-employed mortgages

Unlock your homeownership dreams! We help sole traders, contractors, and directors secure the best deals. Your unique income is our expertise. Get tailored advice today.

Woman gleeful about her self employed mortgage deal whilst reviewing terms on his tablet. View all mortgages
Man gleeful about his buy to let mortgage deal whilst reviewing terms on his tablet.

Buy-to-let mortgages

Investing in property? Our expert mortgage brokers specialise in Buy-to-Let mortgages. We’ll help you navigate complex criteria, secure competitive rates, and help you grow your portfolio!

Man gleeful about his buy to let mortgage deal whilst reviewing terms on his tablet. View all mortgages
Tier 2 visa mortgage awarded to woman with keys to new home in her hand.

Skilled worker mortgages

On a Skilled Worker Visa? Getting a mortgage in the UK is possible! Our specialists help visa holders navigate lender criteria, secure competitive rates, and achieve homeownership!

Tier 2 visa mortgage awarded to woman with keys to new home in her hand. View all mortgages
Couple happy about figures from mortgage affordability calculator on laptop.

Mortgage affordability

Understanding what you can afford to pay out each month is a huge part of lender’s decision making on whether they will lend to you or not. Read our comprehensive guides, and if you get stuck, let’s talk.

Couple happy about figures from mortgage affordability calculator on laptop. View all mortgages

Excellent

4.98 based on 936 reviews

Mamita Gurung

Verified user

⭐⭐⭐⭐⭐ Outstanding service from start to finish! I cannot recommend Mark Gardiner highly enough as a mortgage advisor. From our very first conversation, he took the time to fully understand my financial situation, goals, and concerns, and explained every step of the process in clear, simple terms—no confusing jargon at all. Mark went above and beyond to find the best possible mortgage deal tailored exactly to my needs, comparing options thoroughly and always keeping me updated with regular progress reports. He was incredibly responsive, patient, and proactive throughout, anticipating potential issues and resolving them quickly to keep everything on track. Thanks to his expertise, attention to detail, and genuine commitment to getting the best outcome for me, what could have been a stressful process felt smooth and straightforward. I felt completely confident and well-supported at every stage. If you’re looking for a knowledgeable, trustworthy, and dedicated mortgage advisor, Mark is the person to choose. I would not hesitate to use his services again or recommend him to friends and family.I will definitely use him in the future too. Great work

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United Kingdom, 19 hours ago

Lisa-Marie Davis

Verified user

We were recently supported by John during our house sale and onward purchase. Everything was effortless and we were kept informed in a timely manner. John also supported us with updating our life insurance and even with some complications and delays John was committed to finding us the best deal and ensuring we had everything covered that we needed.

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United Kingdom, 21 hours ago

Taranjeet Minhas

Verified user

I have been using Needham Mortgage centre for the last 15 years and have always received a brilliant and unbiased professional service. Recently introduced them to a work colleague who is a first time buyer and I tell you what, they havent let me down. Will highly recommed them anyone and everyone, all day & everyday!

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United Kingdom, 23 hours ago

Lauren Bell

Verified user

John was absolutely amazing throughout what turned into quite a lengthy process. He was incredibly patient, kept in regular contact, and made sure we were fully informed every step of the way. His communication and support made a huge difference, and we’re really grateful for everything he did for us.

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United Kingdom, 1 day ago

Anonymous

Verified user

John and Niki were extremely helpful in arranging our recent re-mortgage. We were able to get a good fixed rate for the next five years. Any questions were answered promptly. I couldn't recommend Mortgage Centre highly enough.

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United Kingdom, 1 day ago

Rory Gooding

Verified user

I couldn't recommend Needham Mortgage Centre highly enough. From the start to the end of buying our first home, Jordan provided us with clear guidance and exceptionally prompt responses to any queries we had. For what we expected to be a stressful and confusing part of buying our first house, the Needham Mortgage Centre couldn't have done any more to make it understandable and stress-free.

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United Kingdom, 1 day ago

Heidi Jennings

Verified user

Mark provided friends and top tier service, he found us a mortgage that worked really well for us, and talked us through all the options so we could make informed decisions. He supported us throughout the entire process with getting our mortgage in principle when looking to buy, right up until completion, we look forward to returning to his service when our mortgage needs renewing. He also put us in touch with other members of the team who helped us with all the different types of insurances, which made the process of buying as a first time buyer so smooth. Thank you for all your support Mark and the rest of the team.

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United Kingdom, 2 days ago

Jordan Hamlin

Verified user

We as first time buyers was worried with the the mortgage process but we had Jordan Gardiner who was brilliant finding us the best deals. He is very knowledgeable and professional explaining everything very efficiently and always replying very quickly if we had any questions at all. He had made the process totally stress free. I would 100% recommend Needham Mortgage Centre to anyone looking to remortgage or are trying to get on the property ladder.

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United Kingdom, 3 days ago

Charlotte Gardiner

Verified user

Needham Mortgage centre has been incredible throughout our last two moves. They have provided us with excellent advice and support. They kept us updated and chased others where needed. Excellent service.

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United Kingdom, 3 days ago

Elizabeth Twyman

Verified user

We have used Mark from Needam morgage centre for the purchase of our home a few years ago and now to remortgage. He is an expert in his field and knows everything there is to know. Would never use anyone else. Highly recommend.

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United Kingdom, 4 days ago

Smart solutions with a personal touch

It’s true, we offer a friendly, personal touch – but that’s just a bonus. You should choose us because we’ll find the perfect mortgage to fit your needs, setting you up for a stable and comfortable future in your home.

Read more about us

Couple with dog, visibly happy about smart mortgage solutions.
Couple with dog, visibly happy about smart mortgage solutions.

The benefits of using a mortgage broker

Navigating the mortgage market can be tricky. Here’s how a dedicated mortgage broker can simplify the process and secure the best outcome for you:

Two people engaged in conversation about the best mortgage advice.

Only the best advice, no strings attached

Unlimited brokers aren’t tied to any banks or building societies. Therefore, they will give you an honest opinion based on what they know about you.

Elderly woman finds out over the phone that she has access to thousands of potential deals.

Access to thousands of potential deals

As whole-of-market brokers, we’re not tied to any lenders, giving us access to thousands of products and exclusive, unadvertised deals.

Man happy after learning that his mortgage broker will save him time.

Saving you time to focus on moving

Researching your options can be time-consuming, Let a broker handle it for you, so you can skip the hassle and get moving faster.

Couple know the best people.

We know the best people for the job

When it comes to specialist mortgages, like bad credit loans, we’ve got the experts on hand who know exactly how to help.

Let's talk

Our team will aim to get back to you within 24 hours.

0330 0945876 Standard network rate
[email protected]

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