No matter if you have late payments, defaults, or CCJs, our experienced bad credit mortgage brokers are on hand to help.
Bad credit mortgages: We've got you
It’s possible to get a mortgage and our bad credit mortgage brokers are here to help!
Your credit history isn’t your whole story.
Do you qualify? Only takes a few minutes, NO CREDIT CHECKS!
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How can a bad credit mortgage broker help?
Bad credit mortgages are:
- Designed for those with a poor credit history, also known as ‘adverse’ or ‘poor’ credit mortgages.
- They typically have higher interest rates and require a larger deposit.
- Lenders consider bad credit applicants higher risk. However, some mainstream lenders now offer bad credit mortgages at standard rates
- The easiest way to check your eligibility is to speak with one of our bad credit mortgage brokers or use our bad credit mortgage calculator.
If you’re struggling with debt, we recommend seeking out free debt advice.
Specialist bad credit mortgages
Mortgages with a default
Getting a mortgage with defaults on your credit record is possible. Learn how lenders consider factors like size and age of defaults. Discover what’s achievable for you with our bad credit mortgage brokers!
Mortgages with a CCJ
Getting a mortgage with a CCJ can be tough. But it’s absolutely possible to navigate! This guide and our bad credit mortgage brokers will help you understand your options and secure the best deal.
Mortgages with a DMP
Navigating a mortgage with a DMP? It’s challenging but achievable. Discover how specialist lenders assess your situation and book a free consultation with one of our bad credit mortgage brokers.
Mortgages with an IVA
An IVA can make mortgages harder, but not impossible. Specialist lenders offer options for those with past financial challenges. Learn what’s achievable for you with one of our bad credit mortgage brokers!
Mortgages after bankruptcy
Getting a mortgage after bankruptcy is possible, though challenging. Lenders weigh factors like discharge date and deposit. Learn how to navigate your options with one of our bad credit mortgage brokers!
Mortgages after repossession
Repossession doesn’t mean your homeownership dream is over. Many successfully secure new mortgages. This guide explores your options and how our bad credit mortgage brokers can help!
Mortgages with late payments
Yes, getting a mortgage with late payments is entirely possible. Lenders consider the arrears, frequency, and type of payments. Understand your true options with one of our bad credit mortgage brokers!
Mortgages with missed payments
Missed payments don’t define your mortgage journey. While challenging, securing a home loan is still very possible. Discover what’s truly achievable for your situation with one of our bad credit mortgage brokers.
Mortgages with payday loans
While payday loans raise red flags for lenders, your credit history isn’t your whole story. Securing a mortgage is still possible. Learn your true options with our specialist bad credit mortgage brokers!
How much could you borrow?
Being turned down for a mortgage due to bad credit can be disheartening. Use our mortgage calculator to see how much you could borrow, with no credit checks and book a free initial consultation today!
How much could you borrow?
Fill out a few details to see if you are eligible for a bad credit mortgage with
NO effect on your credit score!
Mortgage advisors you can really trust
Finding the right mortgage can be overwhelming, but The Mortgage Centres team is here to help. We offer tailored solutions for first-time buyers, remortgages, and investors, guiding you every step of the way.
Let's talk
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