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Support from Our Leading Industry Experts

The Stowmarket Mortgage Centre team comprises some of our most experienced advisers:

Carl Shave the mortgage centre
Carl Shave

Carl has been working in the financial services industry since leaving education, and specifically within the mortgage industry from 1993. Having met Mortgage Centres founder Phil Scott whilst working for a high street bank, Carl decided to join him as a partner. He opened the Stowmarket office in 2001 and also oversees the Bury St Edmunds branch.

Phil Scott the mortgage centre
Phil Scott

Phil has worked in the financial services industry since 1992, having started with a large insurance company. He went self employed in 1996 as an Independent Financial Adviser before setting up his first company, Needham Market Home Financial in 1999.

After four years, he decided to concentrate solely on mortgages and related insurances, and The Mortgage Centres was born. Since then, Phil has been influential in the opening of several new offices as the business continues to grow.

woman in green top smiling
Suzanne Warnes
Mortgage Adviser

Suzanne began her career in financial services in 1988 at Barclays Bank plc. 3 years later she went to work at the Leeds Building Society as a ‘Home Arranger’ and Assistant Manager, where she gained extensive experience in both mortgages and related insurances. After the Leeds and Halifax merged, Suzanne continued to work as a mortgage adviser before leaving to become self-employed as an Independent Mortgage Adviser in 2003. After 6 years of working on her own, Suzanne joined Stowmarket Mortgage Centre to work alongside ex-colleague Carl Shave and Alison Mark.

“I pride myself on always giving a first-class service to all my customers, both existing and new, at every stage of the process.”

Alison Mark the mortgage centre
Alison Mark
Mortgage Adviser

Alison joined Needham Mortgage Centre in 2001 as an administrator and application processor, which gave her a wealth of knowledge and desire to move into an advising role. Alison moved to Stowmarket Mortgage Centre to join Carl as a mortgage advisor in 2005 and enjoys providing a professional yet personal service to her clients.

Anna McPherson the mortgage centre
Anna McPherson
Administration Manager

Anna joined the Stowmarket Mortgage Centre team as an Administrator in October 2016 after living abroad for several years. She has quickly gained an aptitude to working efficiently as part of a team and proven herself to fully understand the mortgage process as well as the industry itself. Her role within the company quickly grew alongside her main goal – to become an Administration Manager- which she has successfully achieved in a short period of time. She hopes to continue to advance her management skills through additional training to ensure the company’s ongoing culture and success.

Nigel Flack

Nigel joined as an administrator with Stowmarket Mortgage Centre back in April 2018 after serving just over 5 years in the British Army. Following his time in the Service and a short spell as a child support worker for children with disabilities, he decided to move to a career in the financial services sector. Nigel brings a friendly and professional approach to the team and has the ambition to one day become a mortgage adviser within the company.

Emily Scott - the mortgage centre
Emily Scott
HR Manager

Emily trained as a Compliance Officer 18 years ago, working for a large national insurance company. She joined the firm in 2004, taking on the role of Compliance and HR Manager. As the group has expanded, she is now specialising solely in HR and in 2017 gained her HR Management Level 5 qualification through the CIPD.

James Ubbi
Mortgage Adviser

James has been working in the financial and property industry since 2007. Starting his career in estate agency gaining an in-depth knowledge of the property market and the house buying process. In 2010 he joined a high street bank working in personal banking and then as a mortgage adviser, assisting clients with their mortgage and insurance needs. He joined Stowmarket Mortgage Centre in 2020 bringing his wealth of knowledge in mortgages, insurance and finance with him.

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