The Mortgage Centres Logo on a glass door

Mortgage Brokers in Oxford

Property is at a premium in the shadows of Oxford’s dreaming spires – we’ll help you secure the most affordable deal on your mortgage.

See how much you could borrow, only takes a few minutes, NO CREDIT CHECKS!

Mortgage Advisor in Oxford

As much a centre for commerce, culture and entertainment as it is for academia and research, the city’s competitive property market means that every advantage you can get counts. When looking for mortgage advice in Oxford, it’s imperative to find a broker who can make a difference to a lender’s terms and leave you best-off financially over the lifetime of the loan.

People from all walks of life live, work and study in Oxford and the surrounding area, and our experience in sourcing mortgages for a sizable range of diverse clients means we are perfectly placed to provide the necessary insight and expertise to get the most favourable deal.

Many brokers may be tied to, or have a vested interest in, a particular portfolio of products. As unlimited brokers, we are able to provide impartial advice on mortgages from across the entire UK market, often on an exclusive basis and obtaining better deals that clients would have been able to themselves. We take time to look over every detail of your circumstances to ensure we deliver the most suitable options, personalised to your needs.

The Mortgage Centres Branches | A mortgage advisor offering advice to a client
The Mortgage Centres Branches | A mortgage advisor offering advice to a client

Getting a Mortgage in Oxford

Being a popular place to live and home to a diverse population, Oxford presents many opportunities and challenges when it comes to sourcing a mortgage. You may be a first-time buyer looking to take advantage of Help To Buy, a seasoned landlord adding a new Buy To Let property to your portfolio, or an established homeowner wanting to remortgage either to get a better deal or perhaps to fund home improvements. Whatever stage you are at in life or on the property ladder, we are confident there is a competitive mortgage available out there for you. We just need to match you with it.

Working with a mortgage broker will save you time, stress and money, both in the short and long term. Our brokers at The Mortgage Centres have a wealth of experience in sourcing exactly the right mortgages for a variety of clients and aim to make the process as straightforward as possible, offering specialist support every step of the way, from the application itself to instructing solicitors and valuations. We want you to be able to make the best decisions possible. Want to find out your options? Get in touch with our team today.

How can we help?

If you’re looking for a mortgage advisor in Oxford or it’s surrounding areas, The Mortgage Centres have been helping people with their mortgages for over 20 years. We take great pride in offering a well-informed and local service through our extensive network of regional branches.

Mortgages made just for you

Your perfect mortgage journey starts here. We tailor solutions for every need, from first homes to investments, with expert, trusted advice and no credit checks to get started.

Tools made just for you

Understand your mortgage options in minutes! Our suite of free calculators helps you estimate affordability and payments, completely impact-free for your credit.

Protecting what matters most

Secure your future and possessions with tailored insurance for your home and family. We find policies that protect what matters most, giving you peace of mind.

Know your borrowing power

Discover what you can truly afford. Our straightforward tools and expert guidance help you understand your borrowing power without impacting your credit score.

Reliable lending, tailored for you

Need a financial boost or a helping hand? We connect you with reliable loan options tailored to your situation, ensuring you get the finance you need to move forward.

Excellent

4.98 based on 884 reviews

Lucy

Verified user

Mark Gardiner was my mortgage advisor and honestly he was amazing throughout the whole process. Before Mark contacted me I was at a complete loss as to whether I would ever own my own home due to other mortgage affordability calculators with other organisations. Mark spoke everything through with me at every step of the way, and answered every single one of my questions (there were a few, as I knew absolutely nothing about the process of buying a house!). Mark always made himself available to speak to me, I feel like he went above and beyond for me and my situation, which I really did appreciate. I do not have the right words to describe my gratitude to Mark, if it wasn’t for him I don’t think I would be sitting in my very own house right now. I had such a fantastic experience because of Mark, i would recommend him and your organisation to anyone looking to purchase a house, especially if you are a first time buyer. I just wanted to express my gratitude, and to ensure that Mark gets the acknowledgement for all of the time and effort that he put into my case.

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United Kingdom, 2 weeks ago

Marcin Ziolkowski

Verified user

Graham from Ipswich Mortgage Centre was an incredible help, exceed my expectations during remortgage time, very patient with my changing requests! Highly recommend to anyone! Will definetely use again in future.

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United Kingdom, 4 weeks ago

Jodie Thomas

Verified user

Tom was a great help and found the right products for me. He took time to ensure that I had got the information right & checked in me regularly throughout the journey. Highly recommend

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United Kingdom, 1 month ago

Peter Baker

Verified user

We’ve used The Mortgage Centre twice now, first time when we moved house and the second time in preparation for our next move and I couldn’t be happier with them. Staff are friendly, communication is fantastic and the advice they’ve provided has been simplified and broken down so it’s not been in any way overwhelming. I’d certainly recommend them to friends and family.

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United Kingdom, 1 month ago

Brian Armstrong

Verified user

Professional and very sound advice

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United Kingdom, 1 month ago

Anonymous

Verified user

I am a very detailed oriented person which goes to show just how much I mean it when I say that Mortgage Centres went beyond my expectations, the whole team was very helpful but I had the pleasure of dealing with Mr Calvin Lilies, he was professional, supportive, efficient and professional at all times - I couldn’t recommend them more, especially if you’re a first time buyer like me and unsure of the process. Thanks

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United Kingdom, 1 month ago

Anonymous

Verified user

As first time buyers, we were seeking knowledge and support not only of the mortgage buying process but wider house buying process, which we got with Matt and the team at the mortgage centre. Matt and the team made loads of time to answer our queries and progress our mortgage during a drawn out buying process, both on the phone via email and at face to face meetings. We would recommend them to anyone who is buying their first home and if you feel you need support during your own house purchase journey.

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United Kingdom, 1 month ago

Jade

Verified user

John couldn’t be more helpful and always went out of his way to ensure we fully understood everything with our remortgage. Highly recommend

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United Kingdom, 2 months ago

Tracy

Verified user

My journey with Needham Mortgage Centre was seamless from beginning to end. I was a nervous first-time buyer and I could not recommend them enough. They are professional, helpful and courteous. Absolutely Five Star!

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United Kingdom, 2 months ago

Lee

Verified user

Amazing, so helpful throughout the whole process and my mortgage offer came in cheaper than anywhere else I looked!

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United Kingdom, 2 months ago

Mortgage brokers you can trust

Finding the right mortgage can be overwhelming, but The Mortgage Centres team is here to help. We offer tailored solutions for first-time buyers, remortgages, and investors, guiding you every step of the way.

Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service

Let's talk

Our team will aim to get back to you within 24 hours.

0330 0945876 Standard network rate
[email protected]

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