Whether you’re self-employed, a contractor, a sole trader, or in a partnership – we can assist you with finding the best mortgage for your situation.
Self-employed mortgage brokers
As self-employed mortgage brokers, we specialise in helping self-employed applicants secure mortgages through our extensive network of lenders and application expertise.
Your income is unique. Your mortgage should be too.
Do you qualify? Only takes a few minutes, NO CREDIT CHECKS!
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Self-employed mortgage broker services
A self-employed mortgage is simply a mortgage obtained by someone who works for themselves. While lenders don’t offer unique products just for the self-employed, they do assess your income differently than for conventionally employed individuals.
The term “self-employed” covers a wide range of situations, including sole traders, contractors, and those in company partnerships. We understand that different business structures have unique ways of distributing income, and concepts like retained profits and dividends can be complex.
Our specialist advisors are here to help make sure all your company’s income is considered when applying for your mortgage.
Specialist Self-Employed Mortgages
Are you a CIS worker?
CIS professionals, explore mortgage options. We assess gross payslip income and access lenders familiar with your unique employment.
For Company Directors?
Company directors, understand your mortgage options. Our experts assess complex income, including retained profits and dividends.
Are you a contractor?
Contractors, find mortgage possibilities. We assess income from daily/weekly rates, bypassing typical account requirements.
Just one year's accounts?
Explore mortgage paths. Our specialists guide self-employed clients through the unique requirements of recent trading history.
Are you working as a freelancer?
As a freelancer, overcome common mortgage hurdles. Our expertise transforms your variable income into a strong application.
Are you a sole trader?
As a sole trader, navigate mortgage complexities. We clarify your income and stability for your strong mortgage application.
On a zero hour contract?
Think a zero-hour contract prevents a mortgage? Discover how your consistent income history can open valuable mortgage doors.
How much could you borrow?
Curious about your borrowing potential? Quickly calculate how much you might borrow as a self-employed individual today with our simple tool.
How much could you borrow?
Fill out a few details to see if you are eligible for a self-employed mortgage with
NO effect on your credit score!
Mortgage advisors you can really trust
Finding the right mortgage can be overwhelming, but The Mortgage Centres team is here to help. We offer tailored solutions for first-time buyers, remortgages, and investors, guiding you every step of the way.
Let's talk
Our team will aim to get back to you within 24 hours.
0330 0945876 local rate.
[email protected]
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